|
Major Loan Product |
Particulars |
LPF with GST |
Maximum Loan Amount |
Rate of Interest% |
Duration of Loan ( maximum) |
|
1. Income generating / Livelihood loan |
|
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|
1.1 Agriculture
|
1.1. Land Development |
1% |
120,000 |
16% (reducing) |
30 months |
|
1.2Seeds,Fertilisers,Pesticides,ploughing |
1% |
120,000 |
16% (reducing) |
30 months |
|
|
1.3 Dug well / pump set |
1% |
120,000 |
16% (reducing) |
30 months |
|
|
1.4. Agrl. Implements |
1% |
120,000 |
16% (reducing) |
30 months |
|
|
1.5 Vegetable cultivations |
1% |
120,000 |
16% (reducing) |
30 months |
|
|
1.2.Animal Husbandry
|
2.1 Diary & Buffaloes |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
2.2 Goatary/Piggery/ Duckery |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
|
2.3 Poultry |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
|
1.3.Micro Enterprise |
3.1 Business/service/technical |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
1.4. Pisciculture |
4.1 Boat & Net etc. |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
1.5. Leasing (in) |
5.1 Land |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
2.Crisis/social ceremonies |
|
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|
1.6.Consumption |
6.1Health/accidents/death Loan |
1% |
70,000 |
16% (reducing) |
24 months |
|
6.2 Consumption loan during lean season |
1% |
50,000 |
16% (reducing) |
24 months |
|
|
|
6.3 Purchase of lost asset |
|
50,000 |
16% (reducing) |
24months |
|
3.Housing |
|
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|
1.7. Housing |
7.1Repairing /addition of additional space |
1% |
2,50,000 |
16% (reducing) |
36 months |
|
|
7.2 New construction |
1% |
5,00,000 |
16% (reducing) |
48 months |
|
4. Capacity building loan |
|
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|
1.8 Education / technical training |
8.1 Below HSC |
1% |
60,000 |
16% (reducing) |
24 months |
|
8.2 Above HSC/Technical training |
1% |
100,000 |
16% (reducing) |
30 months |
|
|
1.9 Old Debt repayment |
9.1 Repayment of high cost loan in the in formal market |
1% |
50,000 |
16% (reducing) |
24Months |
|
5. Asha loan |
|
|
|
|
|
|
1.10. Asha Loan (Poorest of the Poor) |
10.1 Income generating/Health |
1% |
10,000 |
18 months |
|
|
6.Festival Loan |
|
|
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|
1.11.Observing major community religious festivals |
11.1 Dussehera / Pongal/Idulzuhaetc |
1% |
50,000 /1:5 times of saving, which ever is less |
16% (reducing) |
10 months |
|
7. Asset creation Loan |
|
|
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|
1.12 Asset creation |
12.1 Purchase of house hold assets |
1% |
120,000 |
16% (reducing) |
30months |
|
8. Social ceremonies/Lon for occasion |
|
|
|
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|
1.13 Celebrating social ceremonies |
13.1 Marriage/Birth etc |
1% |
50,000 |
16% (reducing) |
24 months |
|
9. Loan against MahilaVikash Patra |
|
1% |
Up to 75% of the amount fixed in Mahila Vkash Patra |
16% (reducing) |
10/12 months |
 |
SwayamshreeMahila Samabaya Samiti Ltd.Regd No - (OCS)- 10/RCS/2014 |
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